The skilled and experienced attorneys at Vargas Gonzalez Delombard can assess the extent of the damage, file a claim against the insurance company, and litigate the case in court.
Certain geographical locations make them vulnerable to hurricanes, tropical storms, and other severe weather events. These can result in extensive property damage, ranging from roof damage and broken windows to more severe structural problems and flooding. Secondary issues such as mold, electrical hazards, and weakened building integrity contribute to the initial damage. For example, a hurricane can cause significant roof damage, leading to water leaks and mold growth, further weakening the building's structure.
The first step in the recovery process is filing a claim with your insurance company. It's essential not to delay, as insurers and state law often have deadlines. When filing, provide all necessary documentation and follow the insurer’s guidelines to avoid delays.
In each state, you have a timeline in which to file for property damage with the insurance company if the claim involves a hurricane. The statute of limitations begins when the hurricane makes landfall. You can file a supplemental request or lawsuit if the insurer denies the claim.
Supplemental claims are those made after the initial claim is adjusted. In such cases, the initial claim may have missed damages. If you believe your initial claim did not cover the extent of your property damage, you can file a supplemental claim within a specified time period from when the hurricane occurred. You must provide additional evidence of the damages, such as new photographs or repair estimates. A supplemental claim allows you to seek further compensation for damages not accounted for.
Despite having insurance, many people face challenges when filing hurricane damage claims. At Vargas Gonzalez Delombard, we understand the unique challenges that property owners face in these situations. Common issues include:
Legal representation is valuable, where the high incidence of hurricanes can lead to overwhelmed insurance adjusters and changing laws. A skilled Vargas Gonzalez Delombard attorney can keep abreast of the latest legal developments and use this knowledge to benefit your case. We understand the rules and regulations surrounding hurricane damage claims and are committed to using this knowledge to ensure you receive the compensation you deserve. Our commitment to staying updated on changing laws ensures we can provide the most accurate and practical legal advice.
Call the Law Firm of Vargas Gonzalez Delombard if a hurricane ravages your property. Our law firm is also accessible online. We will evaluate your claim and ensure you file it on time. If the insurance company undercuts your rebuilding needs, we will file a lawsuit against them to protect your rights.
Our law firm offers a free evaluation, during which we can answer your questions and give you options for moving forward. We also work on a contingency basis, receiving no fee until you win your case.
