A fire can destroy in minutes what took a property owner a lifetime to accumulate. The aftermath of a fire is more than a burnt structure; it is water damage and the loss of clothing and other household items. It also encompasses the loss of essential documents such as birth certificates, passports, and property deeds, which are difficult to recover.
Legal Framework for Fire Damage Claims
The terms of the property owner's insurance policy and state insurance laws govern fire damage claims. Property owners must file a claim after a fire as quickly as possible, detailing the extent of damage and providing necessary documentation. State law has strict deadlines for insurance companies to respond to claims, which a knowledgeable attorney can use to expedite the claim process.