Overcoming Insurance Claim Denials

In such situations, it's crucial to enlist the assistance of a law firm with a proven track record in handling these problems. Vargas Gonzalez Baldwin Delombard, with their extensive experience and resources, are well-equipped to deal with the challenges of insurance claim denials and ensure you receive the compensation you deserve.

Why Insurance Companies Deny or Reduce Claims

Several reasons lead insurance companies to deny or lower accident claims. These reasons include:

  • Profits: Profit motives drive insurance companies to minimize claim payouts and maximize premium collections. They view each claim as a potential financial loss and employ strategies that seem unfair to deny your claim or settle for less than you deserve.
  • Complicated Policies: Complex policies of legal terms hide the full extent of policyholders' rights and coverage. Insurance companies often exploit these complexities to deny claims based on technicalities or interpretations in their favor.
  • Lack of Evidence: Some insurance companies deny a claim due to a lack of evidence, such as photographs of the damages, invoices, and other proof.
  • Poor Information: Incorrect, missing, or incomplete information can cause an insurance company to deny a claim.
  • Failure to Maintain the Property: Failure to take preventative measures when a storm approaches or perform regular maintenance beforehand can result in the denial of insurance claims.
  • Pressure on the Insurance Policy Holder: Certain insurers use intimidation to push claimants into signing releases or outright denying valid claims.
Banner media

Why You Should Hire a Property Damage Lawyer

Hiring a property damage lawyer can increase your settlement from insurance negotiations due to the following:

Expertise in Law

Insurance lawyers possess comprehensive knowledge of the legal system and insurance industry. They guide you through your rights and case complexities and secure your rightful compensation.

Negotiation Skills

Insurance lawyers use their expert negotiating skills to advocate on your behalf with insurance companies, striving for a settlement that adequately compensates for your medical bills, lost income, and additional losses.

Defense Against Unfair Practices

Your lawyer defends against insurance intimidation and harassment, identifying and countering unjust tactics to ensure fair treatment in the claims process.

No Win, No Fee

Lawyers work on a contingency basis and earn their fee when you win your case, aligning their success with yours.

two people looking at documents

How to Deal With Denials

If you're grappling with insurance companies over denied or reduced claims, the experience can prove frustrating. These companies often deploy tactics that disadvantage homeowners, such as intimidation, exploitation of complex policies, and denial based on technicalities. Although complaining is possible through the Florida Office of Insurance Regulation's Consumer Helpline at (877) 693-5236 or via MyFloridaCFO.com, this action might not be sufficient. Seeking legal assistance is the best way to ensure your rights are protected and you receive the compensation you deserve.

However, the presence of an insurance lawyer can change the game. With their legal knowledge, negotiation capabilities, and extensive resources, they advocate for your rights and ensure you receive the compensation you deserve. This is not just about fighting for your claim. It's about empowering you and giving you hope in a situation that might seem bleak.

Obtaining Help to Recover Damages

Insurance companies denying claims without valid reasons are committing an act of bad faith, which is punishable under Florida law. At Vargas Gonzalez Baldwin Delombard, we follow a systematic approach to help you recover your insurance claim damages. We will pinpoint the reasons behind your claim's denial and work toward its approval by supplying additional evidence to your insurer, correcting any errors in insurance documents, or initiating an appeal. Should your insurance company continue to refuse your claim, we are prepared to proceed with litigation. Our goal is to ensure that you receive the compensation you deserve.

Banner media

Vargas Gonzalez Baldwin Delombard, LLP

At Vargas Gonzalez Baldwin Delombard, we know how frustrating it is to deny your damage claim. We are experienced in handling insurance denials and learn how to counter the tactics that prevent you from recovering what you deserve. Call us or contact us online today. Let us help you resolve your case so you and your family can move forward.

Vargas Gonzalez Baldwin and Delombard offer a free case evaluation, during which we answer your questions and discuss your options. We also work on a contingency basis, so we do not receive a fee until you win.

Free Claims Consultation Tell Us About Your Case

Get a Free Case Evaluation
Contact us media
Accessibility: If you are vision-impaired or have some other impairment covered by the Americans with Disabilities Act or a similar law, and you wish to discuss potential accommodations related to using this website, please contact our Accessibility Manager at (407) 794-3056.
Contact Us