Free Property Claim Resources

E-book Resource Library

Explore practical guides created to help policyholders, public adjusters, property managers, and business owners better understand property insurance claims, deadlines, denials, appraisal issues, and recovery strategies.

3 Guides

Critical Claim Deadlines Guide for Public Adjusters
Public Adjusters
Deadlines Public Adjusters Property Claims

CO, FL, MO, IL, NY & TX

Critical Claim Deadlines Guide for Public Adjusters

This free guide from Vargas Gonzalez Delombard, LLP is designed for public adjusters navigating complex property insurance claims in Florida, Texas, Colorado, New York, Illinois, and Missouri. It highlights how insurers may rely on missed deadlines, post-loss duty issues, suit limitation provisions, and proof-of-loss requirements to challenge otherwise valid claims. The guide provides a state-specific overview of critical claim deadlines, compliance considerations, and key situations where legal involvement may help protect the claim. By focusing on early risk identification, proper documentation, and strategic escalation, it helps public adjusters strengthen their files and better advocate for their clients.

Inside this guide
  • Critical claim deadlines by state
  • Suit limitation and claim reporting requirements
  • Common post-loss duty compliance issues
  • Proof-of-Loss and Sworn Statement requirements
  • When legal escalation may help protect a claim
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When Insurance Says No: What to Do If Your Claim Is Denied or Underpaid
Homeowners & Business Owners
Denied Claims Underpaid Claims Homeowners Commercial Claims

FL, TX, NY, IL, MO & CO

When Insurance Says No: What to Do If Your Claim Is Denied or Underpaid

This free guide from Vargas Gonzalez Delombard, LLP, helps homeowners and business owners understand their options when an insurance company delays, denies, or underpays a property damage claim. It explains common reasons insurers reduce payouts, the steps to take after receiving a denial or low settlement offer, and how legal representation can help level the playing field. Whether you're dealing with storm damage, water damage, fire damage, or another covered loss, this guide provides practical insights to help you protect your rights, avoid common mistakes, and pursue the compensation your policy promises. With experience representing policyholders across Florida, Texas, New York, Illinois, Missouri, and Colorado, VGD Law shares how its team helps clients challenge unfair insurance decisions and move forward with confidence.

Inside this guide
  • Why insurance claims get denied or underpaid
  • What to do after receiving a denial or low offer
  • Common mistakes that can weaken a claim
  • How legal representation can help
  • Steps to protect your rights and pursue fair compensation
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What Every Appraiser Should Know
Appraisers, Public Adjusters & Property Managers
Appraisal Property Claims Public Adjusters

CO, FL, MO, IL, NY & TX

What Every Appraiser Should Know

This free guide from Vargas Gonzalez Delombard, LLP, helps public adjusters and property managers better understand the property insurance appraisal process across Florida, Texas, New York, Illinois, Missouri, and Colorado. It breaks down state-specific appraisal rules, key legal differences, and important issues that can affect the outcome of a claim, including valuation disputes, coverage questions, documentation requirements, and insurer delays. With practical guidance from VGD Law, this e-book helps professionals stay organized, avoid common setbacks, and move claims forward with confidence.

Inside this guide
  • State-specific appraisal rules and procedures
  • What to know before appraisal begins
  • How documentation and timelines affect the process
  • The difference between valuation and coverage disputes
  • Legal issues that may impact appraisal outcomes
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