Why Insurance Companies Deny or Reduce Claims

Several reasons lead insurance companies to deny or lower accident claims. These reasons include:

  • Profits: Insurance companies aim to minimize claim payouts and maximize premium collections. Each claim is viewed as a potential financial loss, leading them to employ strategies that seem unfair to deny your claim or settle for less than you deserve.
  • Complicated Policies: Complex policies with legal terms often hide the full extent of policyholders' rights and coverage. Insurance companies exploit these complexities to deny claims based on technicalities or interpretations in their favor.
  • Lack of Evidence: Some insurance companies deny a claim due to a lack of evidence, such as photographs of the damages, invoices, and other proof.
  • Poor Information: Incorrect, missing, or incomplete information can cause an insurance company to deny a claim.
  • Failure to Maintain the Property: Failure to take preventative measures when a storm approaches or perform regular maintenance beforehand can result in the denial of insurance claims.
  • Pressure on the Insurance Policy Holder: Certain insurers use intimidation to push claimants into signing releases or outright denying valid claims. In these situations, denied insurance claims attorneys in Orlando can communicate with the insurance provider on your behalf to ensure that you aren’t unfairly pressured or cheated out of the compensation you’re owed.

Why You Should Hire an Injury Lawyer

Hiring an injury lawyer can increase your settlement from insurance negotiations due to the following:

Expertise in Law

Insurance lawyers possess comprehensive knowledge of the legal system and insurance industry. They guide you through your rights and case complexities and secure your rightful compensation.

Negotiation Skills

Delayed insurance claims lawyers in Orlando use their expert negotiating skills to advocate on your behalf with insurance companies, striving for a settlement that adequately compensates for your medical bills, lost income, and additional losses.

Defense Against Unfair Practices

Your lawyer defends against insurance intimidation and harassment, identifying and countering unjust tactics to ensure fair treatment in the claims process. They will ensure that you aren’t taken advantage of by your insurance company during the claim process.

No Win, No Fee

Lawyers work on a contingency basis and earn their fee when you win your case, aligning their success with yours.

Background media

How to Deal With Denials

If you're grappling with insurance companies over denied or reduced claims, the experience can prove frustrating. These companies often deploy tactics that disadvantage homeowners, such as intimidation, exploitation of complex policies, and denial based on technicalities. Although complaining is possible through the Florida Office of Insurance Regulation's Consumer Helpline at MyFloridaCFO.com, this action might not be sufficient.

Seeking legal assistance from an underpaid insurance claims attorney in Orlando is the best way to ensure your rights are protected and you receive the compensation you deserve. The presence of an insurance lawyer can change the game. With their legal knowledge, negotiation capabilities, and extensive resources, they advocate for your rights and ensure you receive the full compensation you’re owed. This is not just about fighting for your claim; it's about empowering you and giving you hope in a situation that might seem bleak.

two people looking at documents

Obtaining Help to Recover Damages

Insurance companies denying claims without valid reasons are committing an act of bad faith, which is punishable under Florida law. At Vargas Gonzalez Delombard, we follow a systematic approach to help you recover your insurance claim damages. We will pinpoint the reasons behind your claim's denial and work toward its approval by supplying additional evidence to your insurer, correcting any errors in insurance documents, or initiating an appeal. Should your insurance company continue to refuse your claim, we are prepared to proceed with litigation. Our goal is to ensure that you receive fair compensation for all the damages you’ve suffered.

Vargas Gonzalez Delombard, LLP

At Vargas Gonzalez Delombard, we know how frustrating it is to deny your damage claim. Our delayed insurance claims attorneys in Orlando are experienced in handling insurance denials and know how to counter the tactics that prevent you from recovering what you deserve. For a free consultation in Orlando, you can also reach us in Miami or in Dallas 24 hours a day. We also offer an online contact form. Let us help you resolve your case so you and your family can move forward.

Banner media
This field is required.
Subscribe

Free Claims Consultation Tell Us About Your Case

Get a Free Case Evaluation
Contact us media
Accessibility: If you are vision-impaired or have some other impairment covered by the Americans with Disabilities Act or a similar law, and you wish to discuss potential accommodations related to using this website, please contact our Accessibility Manager at (407) 794-3056.
Contact Us