Understanding Hail Damage

Hail size can vary from small pellets to golf ball-sized stones or larger, and the extent of damage can be just as variable. Common types of hail damage include dents and breakage to roofing, siding, and windows.

car in a hail storm

Extent of Hail Damage

There are several common types of hail damage after a storm, including:

  • Roof Damage: It is essential to look for dents in metal roofs and missing shingles. The divots are often shiny. Roof damage can affect the underlying structure due to leaks.
  • Granule Loss: This lessening of granules meant to protect the roof from sunlight and bad weather is swept away and affects the roof’s integrity with subsequent leaks and flooding.
  • Additional Damage: Hail can damage gutters, roof vents, and flashings.
  • Siding Damage: The impact can damage the siding on your property.

Steps You Should Take After a Hail Storm

After a hailstorm, homeowners must take immediate action. A proactive approach, starting with a call to alert the insurance company, can empower you to take control of the situation. The time limit to report damages is different in each state. Reporting them sooner allows for quicker roof repairs, minimizing further damage.

It is necessary to prove that your roof sustained damage. Aside from taking photos and videos, having a professional inspection team to evaluate the structure helps provide evidence. When reviewing your insurance policy, you can pinpoint what information the insurer requires.

The information may include detailed notes, repair estimates, and other forms of documentation. You should keep records of your communications with the insurance company, including every call and document you send and receive. Take notes during your conversations with the insurer.

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Role of Property Damage Law Firms

A hail damage lawyer can provide valuable support in several ways:

Assessment and Documentation

Lawyers can help property owners understand the extent of the damage and the legal requirements for filing insurance claims. Help includes providing the necessary documentation and evidence, such as photos, repair estimates, and detailed notes.

Insurance Claim Filing

Filing an insurance claim for hail damage can be complex. Working through it alone can be tedious and hurt your compensation chances. Lawyers help clients navigate this process, ensuring the correct and prompt claims filing and including all necessary information. 

Dealing with Insurance Companies

Insurers may deny claims or offer low settlements. Property damage lawyers are skilled at negotiating with insurance companies to ensure fair treatment for their clients. They understand the tactics insurers might use and how to counteract them. Without this legal support, you may be at a disadvantage in these negotiations, leading to a less favorable outcome.


If negotiation fails to provide a satisfactory resolution, a property damage law firm can represent homeowners in court. Legal action may be necessary to obtain a fair settlement, and having experienced lawyers can make a difference in the outcome.

What to Look for in a Law Firm

When selecting a property damage law firm for hail damage cases, it is essential to consider several factors, including the following:

  • Experience: Look for a firm with extensive experience handling hail damage claims and a track record of successful settlements and verdicts.
  • Expertise: The firm should have lawyers well-versed in property damage law, including hail damage.
  • Client Service: Effective communication is critical. Choose a firm that prioritizes client service, keeping you informed throughout the process and responsive to your concerns.
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Vargas Gonzalez Baldwin Delombard

Hail damage is an unexpected setback, but with the proper legal support, property owners can feel confident in pursuing the compensation they deserve. Our legal team at Vargas Gonzalez Baldwin Delombard is experienced and professional. We handle storm damage claims with expertise and provide effective representation. We are committed to providing the highest quality of service and taking steps to help our clients receive the best possible outcome.

Contact Vargas Gonzalez Baldwin Delombard to schedule a free, no-obligation case review online. We are available in Miami, Orlando and Dallas.

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