Water Damage Overview

Coping With Water Damage in Miami?

When water damage affects your property, the process of filing an insurance claim can be overwhelming. Insurance companies often use tactics to reduce payouts. This is where water damage attorneys in Miami can assist. A skilled water damage attorney will be able to deal with your insurance provider and ensure that they act in good faith. They will be able to secure a fair settlement for you, even if doing so requires litigation or a prolonged claim process.

How Can a Lawyer Help Navigate Water Damage Claims in Miami?

Water damage claims can be intricate, involving a detailed understanding of your insurance policy and the specifics of the damage. Insurance policies typically have provisions for sudden and accidental water damage, but may exclude gradual damage or flood-related incidents. Water damage lawyers can help in the following ways:

Review Your Policy

Insurance companies scrutinize your policy to determine coverage for water damage, including covered perils, exclusions, and coverage limits. Your Miami water damage lawyer will work with you to ensure that you fully understand your coverage and help you avoid any unpleasant surprises.

Clarify Policy Language

Insurance policies are written in complex legal terms. Our attorneys help you understand the terms and conditions of your policy, ensuring you know what is covered.

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Comprehensive Damage Assessment

A crucial part of a successful water damage claim is accurately assessing and documenting the damage. Insurance companies may undervalue the damage or attribute it to non-covered causes. Water damage lawyers in Miami can:

  • Conduct a Thorough Assessment: They work with contractors, engineers, and water damage restoration experts to assess the damage.
  • Provide Document Evidence: Proper documentation is crucial. Lawyers ensure all damage is documented with photographs, videos, and expert reports.

Client Stories Real People, Real Results

Take a look at what some of our most satisfied clients have had to say about our services, in their very own words.

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They went above and beyond to help me reach a fair settlement on my insurance claim.

“I want to thank him personally for his hard work and dedication to my claim. My many questions were promptly answered. His personal attention put me at ease and he was a pleasure to work with. I would highly recommend Attorney Louis Gonzalez.”

T. K.

They work hard for you. Thank you very much for all you do!

I worked with George Zeckler and his paralegal yunior, they were the 2 most respectful, kind, caring, professional people. They genuinely cared, put forth effort, communicated effectively and efficiently. I would highly recommend this law firm and those 2 in particular. They work hard for you. Thank you very much for all you do!

Everything you would want in the lawyer.

Very responsive! Keeps me informed. Very accessible! Everything you would want in the lawyer who is representing you!

S.F.

100% recommend.

Nice staff and very professional, 100% recommend.

A.L.

They truly have their clients best interests in mind.

Louis and the staff at VGBD are always willing to help out. They truly have their clients best interests in mind and work hard to get the best results in every case. I highly recommend them if you have questions or need help with a claim.

J.N.

Extremely knowledgeable.

The entire team is extremely knowledgeable and always ready to help.

M.M.

Couldn't be happier!

They always treat our clients with care and communicate very effectively. Couldn't be happier!

S.G.

I recommend them 100%.

After all the help from my lawyer, she managed to resolve my case in my favor. I recommend them 100%.

D.I.

Outstanding attorneys.

Outstanding attorneys. Highly respected in the community.

E.M.

They are very kind and responsive.

This firm is great. They helped me out a lot when I was having issues with my insurance company for the house. On top of being great at their job, they are very kind and responsive. I never had a difficult time getting in contact with them.

J.B.

Very happy with their office.

I have experienced very respectful and very clear communication during my time using this law firm. Staff is kind and respects its clients' time. Very happy with their office.

A.R.

Thank you.

Joseph was a great attorney to deal with and he acted professionally handling my case and got it settled. Thank you.

B.N.

I highly recomend this Law Firm.

Very professional Law Firm esspecially the attorney that handled my case Joseph Glace. I highly recomend this Law Firm.

M.S.

Aggressive lawyers and defend the rights of their clients.

The team of lawyers are very professional, and the staff answered all my questions and concerns, I am very happy. Aggressive lawyers and defend the rights of their clients. I recommend them to friends and family. Thank you.

M.G.

You helped me and my family in settling my claim.

Thank you Attorney Gonzalez for the supporting role. You helped me and my family in settling my claim. We would highly recommend you to our friends and family.

A.M.

I would highly recommend Attorney Louis Gonzalez.

Attorney Louis Gonzalez went above and beyond to help me reach a fair settlement on my insurance claim. I want to thank him personally for his hard work and dedication to my claim. My many questions were promptly answered. His personal attention put me at ease and he was a pleasure to work with. He helped me put a very stressful situation behind me and I will be forever grateful. I would highly recommend Attorney Louis Gonzalez.

V.D.

The staff are super nice and professional.

Louis and his staff were recommended to me and it has been a pleasure working with everyone. The staff are super nice and professional, very thankful to have their help settling my claim.

P.T.

I absolutely love this place!

I absolutely love this place! They treat you like family. Please if you need an attorney give them a call. Thank you Louis and your wonderful team . I honestly can’t say enough about them.

M.T.

Lawyers who fight for clients' rights.

Excellent work, I am very pleased with the work done. I recommend them to my family and friends as lawyers who fight for clients' rights.

J.M.

I personally recommend them, thank you Louis Gonzalez.

Thank God, my family and I are more than grateful that we found some lawyers who fight and defend the values ​​of their clients. I personally recommend them, thank you Louis Gonzalez.

C.V.

Louis and his team are lifesavers!

Louis and his team are lifesavers! We had a company that was trying to avoid payment, with one email from Louis we had an agreement for the company to pay! I can’t recommend him enough!

Anonymous

The staff is absolutely wonderful!

The staff is absolutely wonderful! Everyone was so friendly and very helpful! I will definitely bring all my business here! Thank you for everything!

B.B.

Definitely recommend.

I would definitely recommend this attorney office for any type of legal counsel, their primary focus is helping people with disputes for property damage like water, fire and hurricane insurance claims. If you have any type of insurance claim on your home, I would highly suggest sitting down with someone from this office, they will advise you of the steps that are necessary to ensure you are properly compensated by your insurance company and ar...

C.D.

Highly recommended, he is a magnificent professional!

My parents were represented by attorney Joseph Glace who works for this firm and we were more than pleased with the service we received. It was an insurance claim for damage to our house and this excellent lawyer handled the case very professionally and in the end we obtained the insurance payment! Highly recommended, he is a magnificent professional!

R.C.

Forever grateful!!

This law firm team is very professional and extremely responsive. In addition, they care about their clients. They resolved my case extremely fast and I was able to get my settlement and repair my home. Thank you so much! Forever grateful!!

S.F.

I am thankful to have found them.

This firm has done an amazing job with my case. I am thankful to have found them. They kept me up to date with the progress of the case and worked towards getting me the best deal possible. I would highly recommend this firm to anyone looking for a trusted law firm.

J.J.

Amazing lawyers.

Amazing lawyers. Always answered the phone and called me back when I had a question. They were able to get me almost twice as much money as the insurance company was going to pay! Highly recommend them. My friends have used them also, and they only have great things to say.

J.S.

They are fighting for my case.

I recommend Vargas, Gonzalez, Delombard to my friends and family. They are fighting for my case for damage to my home from the hurricane. Although these types of cases can be delayed, you’ll have to be patient

V.S.

I would highly recommend Rene Delombard to anyone.

My experience with Vargas, Gonzalez, Delombard was great. A public adjuster referred me to Rene Delomard, who is a professional and courteous lawyer. I would highly recommend Rene Delombard to anyone.

L.A.

I'd give Vargas, Gonzalez, Delombard five stars!

I'd give Vargas, Gonzalez, Delombard five stars! The outcome of my insurance claim case was positive and my experience with them was excellent. I highly recommend Vargas, Gonzalez, Delombard for their competitive and excellent legal services. They are great lawyers, and working with them was definitely worth it!

H.R.

Their email communication is excellent!

Their email communication is excellent, always providing updates on the status of my case in a highly professional manner.

A.M.

I am confident that they will be successful in resolving my claim.

Although your team is still working on my claim, I have been kept up to date on everything. Maisel has been incredible, and Rene is very knowledgeable and understanding of my situation. I am truly happy that this team was recommended to me, and I am confident that they will be successful in resolving my claim soon.

L.P.

Thank you very much for a job well done.

My experience with Vargas Gonzalez Delombard was excellent! Thank you very much for a job well done. To God be the glory. I'm grateful to you.

F.J.

They alleviated my worries and doubts and kept me abreast the entire time!

Words cannot express the absolute dedication, commitment and determination which Vargas, González and Delombard have provided, with regards to my case. I am thrilled beyond belief for the resolution and settlement allocated. They alleviated my worries and doubts and kept me abreast the entire time; all the while maintaining a positive outlook and confidence. Thank you for a job well done !!!!...

N.B

He was very helpful in closing my case and delivering a great outcome.

George J. Zeckler, Esq. Was amazing! I’m very appreciative of the work he did on my behalf. He is professional and committed to getting the best results. He was very helpful in closing my case and delivering a great outcome. Thank you very much George for finally closing my case. I want to also thank you for your dedication and communication every step of the way. You made a big difference, and I appreciate you very much.

P.L.

My experience was excellent.

My experience with Vargas Gonzalez Delombard was excellent.

A.D.
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Filing and Negotiating Your Claim

Filing a water damage claim involves submitting various forms, reports, and evidence to the insurance company. Mistakes or omissions can lead to delays or denials. Water damage attorneys can:

Prepare and File Your Claim

Water damage lawyers in Miami will prepare and submit all necessary documentation, ensuring accuracy and completeness. They will handle the mundane aspects of the claim, allowing you to focus on moving forward with your life.

Negotiate with Insurers

Insurance companies often aim to settle claims for the lowest possible amount. Our lawyers will negotiate on your behalf, leveraging their knowledge and experience to seek a fair settlement.

Handling Claim Denials and Underpayments

Insurance companies sometimes deny claims or offer settlements that do not cover the full extent of the damage. When this occurs, water damage lawyers can:

  • Appeal Denied Claims: If the insurer denies your claim, water damage lawyers in Miami can file an appeal, presenting additional evidence and arguments to challenge the denial.
  • Dispute Underpayments: If the settlement offered is insufficient, attorneys can dispute the amount, advocating for a payout that covers repair and restoration costs. Experienced attorneys know how to effectively hold insurance companies accountable  in these situations.
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Legal Representation and Litigation

In some cases, negotiations with the insurance company may stall, or the insurer may engage in bad faith practices, such as unjustified delays or misrepresentation of coverage. When these issues arise, water damage attorneys can:

  • File a Lawsuit: If necessary, they can initiate legal action against the insurance company to seek the compensation you deserve.
  • Represent You in Court: Our lawyers will represent you in court, presenting evidence and arguing your case to achieve a favorable verdict.
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Safeguarding Your Rights and Interests

Water damage lawyers act as your advocate throughout the claims process, protecting your rights and interests. This advocacy includes:

  • Preventing Bad Faith Practices: Identifying and addressing any unfair tactics or bad faith practices by the insurance company.
  • Providing Peace of Mind: Handling the legal complexities and negotiations allows you to focus on restoring your property and returning to normal.
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Vargas Gonzalez Delombard: Your Trusted Partners in Miami

Water damage can be stressful and expensive, but you don’t have to face it alone. Water damage lawyers in Miami at the Vargas Gonzalez Delombard Law Firm provide the expertise and support you need to guide you through the insurance claims process.

Email or call us to schedule a free case review. Since we work on a contingency basis, you will pay nothing until you win your case. 

Water Damage FAQs

Are water damage claims common in Florida?

Should I get an independent adjustment for my claim?

What if my water damage claim was denied?

How long is the water damage claim process?

How long do I have to file a water damage claim?

Are water damage claims common in Florida?

Yes. Florida’s weather, hurricanes, and aging infrastructure make water damage claims frequent. Homeowners and businesses often deal with flooding, leaks, or storm-related damage that lead to insurance claims.

Should I get an independent adjustment for my claim?

Getting an independent adjustment is highly recommended. It provides an unbiased assessment of your damages and helps ensure you receive a fair settlement from your insurance company. If you contact us, we can connect you with trusted professionals who can assist with that process.

What if my water damage claim was denied?

If your claim is denied, you can challenge the decision. Our attorneys can review your policy, gather evidence, and negotiate with the insurance company to help you pursue the compensation you’re entitled to.

How long is the water damage claim process?

The process varies depending on the severity of the damage and the responsiveness of the insurer. Some claims are resolved within weeks, while more complicated cases may take several months.

How long do I have to file a water damage claim?

Deadlines depend on your insurance policy and Florida law. Typically, you should file as soon as possible after the damage occurs to protect your rights and maximize your chances of a successful claim.

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