Property Damage Overview

Protecting Your Rights: Expert Property Damage Lawyers

At Vargas Gonzalez Delombard, we are dedicated to protecting the rights and assets of our clients in property damage cases. Our experienced property damage lawyers in Orlando have a proven track record of success and are ready to provide you with personalized legal representation. We are committed to securing the best possible outcome for our clients. Contact us today for a free consultation, and let us guide you through the legal process.

What Are Common Causes of Property Damage in Orlando?

Various factors can cause property damage, including:

Hurricanes and Tropical Storms

Orlando, although inland, remains susceptible to the destructive forces of hurricanes. High winds, heavy rain, and flooding can cause significant damage to buildings, roofs, and landscapes. Insurance claims for wind and water damage can be complex and contentious.

Floods

Besides hurricanes, heavy rains and storm surges can lead to extensive flooding. Standard homeowners' policies typically do not cover flood damage, but you can add separate flood insurance policies governed by state and federal laws as an endorsement.

Sinkholes

Florida's geology makes it prone to sinkholes, which can cause sudden and severe property damage. Insurance coverage for sinkhole damage is regulated but often requires geological assessments and legal intervention.

Fires

Both accidental fires and wildfires can destroy homes and businesses, leading to total losses. Fire is a 'covered peril' in Florida, meaning homeowners receive compensation for damages minus the deductible. However, fire damage claims can involve exclusions and limits that require careful navigation.

Mold and Water Damage

Persistent humidity and water damage from storms or plumbing issues can lead to mold growth. Insurance companies often limit coverage for mold damage unless it results from a covered peril like a leak or flood. A property damage lawyer in Orlando can help negotiate or litigate disputes to ensure property owners receive fair compensation.

Lightning Damage

Lightning strikes, a common occurrence in Florida, can cause significant property damage and fires. For insurance purposes, lightning damage is defined as "generated electricity from the atmosphere" and can include electrical damage, property damage, and injuries to occupants.

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Client Stories Real People, Real Results

Take a look at what some of our most satisfied clients have had to say about our services, in their very own words.

Reviews media

They went above and beyond to help me reach a fair settlement on my insurance claim.

“I want to thank him personally for his hard work and dedication to my claim. My many questions were promptly answered. His personal attention put me at ease and he was a pleasure to work with. I would highly recommend Attorney Louis Gonzalez.”

T. K.

They work hard for you. Thank you very much for all you do!

I worked with George Zeckler and his paralegal yunior, they were the 2 most respectful, kind, caring, professional people. They genuinely cared, put forth effort, communicated effectively and efficiently. I would highly recommend this law firm and those 2 in particular. They work hard for you. Thank you very much for all you do!

Everything you would want in the lawyer.

Very responsive! Keeps me informed. Very accessible! Everything you would want in the lawyer who is representing you!

S.F.

100% recommend.

Nice staff and very professional, 100% recommend.

A.L.

They truly have their clients best interests in mind.

Louis and the staff at VGBD are always willing to help out. They truly have their clients best interests in mind and work hard to get the best results in every case. I highly recommend them if you have questions or need help with a claim.

J.N.

Extremely knowledgeable.

The entire team is extremely knowledgeable and always ready to help.

M.M.

Couldn't be happier!

They always treat our clients with care and communicate very effectively. Couldn't be happier!

S.G.

I recommend them 100%.

After all the help from my lawyer, she managed to resolve my case in my favor. I recommend them 100%.

D.I.

Outstanding attorneys.

Outstanding attorneys. Highly respected in the community.

E.M.

They are very kind and responsive.

This firm is great. They helped me out a lot when I was having issues with my insurance company for the house. On top of being great at their job, they are very kind and responsive. I never had a difficult time getting in contact with them.

J.B.

Very happy with their office.

I have experienced very respectful and very clear communication during my time using this law firm. Staff is kind and respects its clients' time. Very happy with their office.

A.R.

Thank you.

Joseph was a great attorney to deal with and he acted professionally handling my case and got it settled. Thank you.

B.N.

I highly recomend this Law Firm.

Very professional Law Firm esspecially the attorney that handled my case Joseph Glace. I highly recomend this Law Firm.

M.S.

Aggressive lawyers and defend the rights of their clients.

The team of lawyers are very professional, and the staff answered all my questions and concerns, I am very happy. Aggressive lawyers and defend the rights of their clients. I recommend them to friends and family. Thank you.

M.G.

You helped me and my family in settling my claim.

Thank you Attorney Gonzalez for the supporting role. You helped me and my family in settling my claim. We would highly recommend you to our friends and family.

A.M.

I would highly recommend Attorney Louis Gonzalez.

Attorney Louis Gonzalez went above and beyond to help me reach a fair settlement on my insurance claim. I want to thank him personally for his hard work and dedication to my claim. My many questions were promptly answered. His personal attention put me at ease and he was a pleasure to work with. He helped me put a very stressful situation behind me and I will be forever grateful. I would highly recommend Attorney Louis Gonzalez.

V.D.

The staff are super nice and professional.

Louis and his staff were recommended to me and it has been a pleasure working with everyone. The staff are super nice and professional, very thankful to have their help settling my claim.

P.T.

I absolutely love this place!

I absolutely love this place! They treat you like family. Please if you need an attorney give them a call. Thank you Louis and your wonderful team . I honestly can’t say enough about them.

M.T.

Lawyers who fight for clients' rights.

Excellent work, I am very pleased with the work done. I recommend them to my family and friends as lawyers who fight for clients' rights.

J.M.

I personally recommend them, thank you Louis Gonzalez.

Thank God, my family and I are more than grateful that we found some lawyers who fight and defend the values ​​of their clients. I personally recommend them, thank you Louis Gonzalez.

C.V.

Louis and his team are lifesavers!

Louis and his team are lifesavers! We had a company that was trying to avoid payment, with one email from Louis we had an agreement for the company to pay! I can’t recommend him enough!

Anonymous

The staff is absolutely wonderful!

The staff is absolutely wonderful! Everyone was so friendly and very helpful! I will definitely bring all my business here! Thank you for everything!

B.B.

Definitely recommend.

I would definitely recommend this attorney office for any type of legal counsel, their primary focus is helping people with disputes for property damage like water, fire and hurricane insurance claims. If you have any type of insurance claim on your home, I would highly suggest sitting down with someone from this office, they will advise you of the steps that are necessary to ensure you are properly compensated by your insurance company and ar...

C.D.

Highly recommended, he is a magnificent professional!

My parents were represented by attorney Joseph Glace who works for this firm and we were more than pleased with the service we received. It was an insurance claim for damage to our house and this excellent lawyer handled the case very professionally and in the end we obtained the insurance payment! Highly recommended, he is a magnificent professional!

R.C.

Forever grateful!!

This law firm team is very professional and extremely responsive. In addition, they care about their clients. They resolved my case extremely fast and I was able to get my settlement and repair my home. Thank you so much! Forever grateful!!

S.F.

I am thankful to have found them.

This firm has done an amazing job with my case. I am thankful to have found them. They kept me up to date with the progress of the case and worked towards getting me the best deal possible. I would highly recommend this firm to anyone looking for a trusted law firm.

J.J.

Amazing lawyers.

Amazing lawyers. Always answered the phone and called me back when I had a question. They were able to get me almost twice as much money as the insurance company was going to pay! Highly recommend them. My friends have used them also, and they only have great things to say.

J.S.

They are fighting for my case.

I recommend Vargas, Gonzalez, Delombard to my friends and family. They are fighting for my case for damage to my home from the hurricane. Although these types of cases can be delayed, you’ll have to be patient

V.S.

I would highly recommend Rene Delombard to anyone.

My experience with Vargas, Gonzalez, Delombard was great. A public adjuster referred me to Rene Delomard, who is a professional and courteous lawyer. I would highly recommend Rene Delombard to anyone.

L.A.

I'd give Vargas, Gonzalez, Delombard five stars!

I'd give Vargas, Gonzalez, Delombard five stars! The outcome of my insurance claim case was positive and my experience with them was excellent. I highly recommend Vargas, Gonzalez, Delombard for their competitive and excellent legal services. They are great lawyers, and working with them was definitely worth it!

H.R.

Their email communication is excellent!

Their email communication is excellent, always providing updates on the status of my case in a highly professional manner.

A.M.

I am confident that they will be successful in resolving my claim.

Although your team is still working on my claim, I have been kept up to date on everything. Maisel has been incredible, and Rene is very knowledgeable and understanding of my situation. I am truly happy that this team was recommended to me, and I am confident that they will be successful in resolving my claim soon.

L.P.

Thank you very much for a job well done.

My experience with Vargas Gonzalez Delombard was excellent! Thank you very much for a job well done. To God be the glory. I'm grateful to you.

F.J.

They alleviated my worries and doubts and kept me abreast the entire time!

Words cannot express the absolute dedication, commitment and determination which Vargas, González and Delombard have provided, with regards to my case. I am thrilled beyond belief for the resolution and settlement allocated. They alleviated my worries and doubts and kept me abreast the entire time; all the while maintaining a positive outlook and confidence. Thank you for a job well done !!!!...

N.B

He was very helpful in closing my case and delivering a great outcome.

George J. Zeckler, Esq. Was amazing! I’m very appreciative of the work he did on my behalf. He is professional and committed to getting the best results. He was very helpful in closing my case and delivering a great outcome. Thank you very much George for finally closing my case. I want to also thank you for your dedication and communication every step of the way. You made a big difference, and I appreciate you very much.

P.L.

My experience was excellent.

My experience with Vargas Gonzalez Delombard was excellent.

A.D.
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Legal Considerations in Property Damage Claims

There are various legal factors associated with property damage, including:

Insurance Policies

Understanding your insurance policy is critical. Policies vary in terms of deductibles, limits, and exclusions. Property owners should thoroughly understand their policies and the claims process. If an insurer denies or underpays your claim, consulting with a property damage attorney in Orlando can be beneficial. Our firm assists with understanding your policy, gathering documentation, and filing claims properly to save time and ensure a better outcome.

Proof of Loss Requirement

Florida law requires a proof of loss statement for property damage claims. This legal document must be filed within a specific timeframe and includes detailed documentation of the damage and the loss amount. Missing these requirements can jeopardize your claim.

Mitigation of Damage

Property owners must take reasonable steps to mitigate further damage after an incident. This might involve covering a damaged roof to prevent additional damage or turning off water to prevent flooding. These actions demonstrate to your insurance company that you are taking steps to protect your property and support your claim.

Resolution of Disputes

Disputes between insurers and policyholders over property damage claims can be complex. Florida law offers several avenues for resolution, including mediation, arbitration, and litigation. Our experienced property damage attorneys in Orlando will advocate for you and guide you through these processes, ensuring you understand each step and feel confident in your decisions.

Statute of Limitations

Knowing the time limit for filing a claim or lawsuit related to property damage is essential. In Florida, the statute of limitations can vary depending on the type of damage.

tree leaning against a house

How Can I Protect My Property and Rights?

To protect yourself, consider the following actions:

  • Review Your Insurance Coverage: Ensure your coverage is adequate and understand the exclusions and limitations.
  • Document Everything: Take comprehensive photos and keep detailed records of all communications with your insurance company before and after a loss.
  • Hire Professionals: Consider hiring a professional to assess the damage and provide a repair estimate. This can support your claim with an independent, expert assessment of the damage and its repair cost, which is crucial in negotiations with your insurance company.
  • Seek Legal Advice: If you face a significant loss or a dispute with your insurance company, legal assistance is crucial. Consulting with a first-party property damage lawyer, such as those at Vargas Gonzalez Delombard, can provide you with the necessary guidance and support during this challenging time.

Trust Vargas Gonzalez Delombard in Orlando to Fight for You

Remember, you are not alone in your fight for compensation after property damage. Vargas Gonzalez Delombard is not just a legal service provider but a partner in your journey. Our team, with its vast resources and extensive experience, is committed to advocating for you, ensuring that your voice is heard and your rights are protected. Call our property damage attorneys in Orlando for help. You can also reach us in Miami or in Dallas. Additionally, we offer online contact options.

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