Blog Category - Property

Aug

Large hailstones covering a residential driveway during a severe thunderstorm with dark storm clouds overhead.

Chicago Storm Damage: 100 MPH Winds and Large Hail

Chicago storms brought destructive winds and large hail, leaving many people worried about their homes and businesses. On July 27, 2026, a powerful line of severe thunderstorms moved across the Chicago area, bringing destructive winds, large hail, heavy rain, flooding, and severa...

Aug

The roof of a house that looks dilapidated

Get the Facts on American Family Insurance Home Insurance Claims

Your home is more than a building. It is where your family lives, sleeps, and keeps important belongings. When a storm, fire, water leak, or another event damages your home, you may depend on your insurance company to help pay for repairs. American Family Insurance offers homeown...

Aug

Large wildfire burning through a forest at night with bright flames and heavy smoke.

Beulah Property Owners Face Aftermath of Aspen Acres Fire

The Aspen Acres Fire has caused heartbreaking damage across southern Colorado. Homes, businesses, barns, garages, and other buildings have been lost. Some parts of Beulah now look very different from how they looked before the fire. The fire began on June 29, 2026, and spread thr...

Aug

Large tornado moving across an open landscape during a severe weather outbreak with damaging winds and storm conditions.

Chaos in Illinois After Powerful Tornado in 2026

On June 17, 2026, a powerful storm system moved across Illinois, bringing severe thunderstorms, strong winds, large hail, and several tornadoes. The dangerous weather left a path of destruction across multiple communities and prompted tornado warnings throughout the state. In som...

Aug

Florida residential home with asphalt shingle roof in suburban neighborhood

Do You Have to Replace Your Roof After 15 Years in Florida? (What the Law Actually Says)

If you own property in Orlando or anywhere in Florida, you may have heard something like this: “If your roof is old, you need to replace it. ” But that is not always true. There is a lot of confusion about roof age and insurance. Many property owners are being told the...

Aug

Contractor speaking to homeowner at the front door in a neighborhood

The Dos and Don'ts of Home Improvement Financing for Homeowners

Fixing your home can feel exciting. Maybe you need a new roof, a new AC system, or better windows. These upgrades can make your home safer and more comfortable. But home projects can cost a lot of money. That's why many contractors offer financing. They may say things like:...

Aug

Aerial view of downtown Denver with mountains in the background

Exploring the Hidden Causes of High Colorado Home Insurance Rates

(And What You Can Do If Your Claim Is Denied) Imagine this. One week, a Colorado homeowner gets hit by a hailstorm. The roof looks fine from the street, but small cracks are everywhere. A month later, wildfire smoke fills the air and the home smells like a campfire. Then, a bear ...

Aug

A modern circular building under construction with scaffolding and cranes against a bright blue sky.

Understanding Builder’s Risk Insurance for Construction Projects in Illinois and Missouri

When you're building a new home, store, or big project, a lot can go wrong. Bad weather, fires, or even theft can happen before the building is done. That’s where Builder’s Risk Insurance comes in. It’s also called “course of construction insurance. &...

Aug

Two-story brick house with gray roof, white trim, and front porch surrounded by grass and trees.

Florida Homeowners Still Struggling Despite Insurance Changes

Florida Homeowners Still Struggling Despite Insurance Changes In 2023, the Florida Legislature promised to “fix” the Sunshine State's troubled homeowners insurance market. Governor Ron DeSantis and other leaders said there were too many “frivolous lawsuits...

Aug

Two-story blue house with severe roof damage, missing shingles, and exposed wooden beams after a storm.

What Insurance Does and Doesn’t Cover for Roof Damage

Your roof is one of the most important parts of your home. It keeps you safe from rain, snow, wind, and heat. But when it gets damaged, the big question is: Will my insurance pay for it? The answer isn't always simple. Insurance coverage usually applies when roof damage hap...

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