13

Oct

A damaged house with debris scattered outside, “HELP!” painted in large red letters on the roof, and a banner reading “Insurance Delayed, We’re Drained!” hanging over the front porch.

Are Florida Insurance Companies Facing Big Fines?

In 2025, the Florida Office of Insurance Regulation (OIR) announced more than $2 million in fines against eight insurance companies for misconduct. These fines show that state regulators are trying to hold insurers accountable. But they also raise questions about whether the syst...

View More

Category: Property Insurance


29

Sep

Two-story brick house with gray roof, white trim, and front porch surrounded by grass and trees.

Florida Homeowners Still Struggling Despite Insurance Changes

Florida Homeowners Still Struggling Despite Insurance Changes In 2023, the Florida Legislature promised to “fix” the Sunshine State's troubled homeowners insurance market. Governor Ron DeSantis and other leaders said there were too many “frivolous lawsuits...

View More

Category: Property Insurance


20

Sep

Laptop with code on screen next to notebook and smartphone on a desk

Don't Be a Victim: Data Breaches 2026 Revealed

In today's world, our lives are online. We shop online, bank online, and even see our doctors online. This is easy and fast, but it also means our private information is often stored on computers and in the cloud. When companies don’t protect that information, hackers...

View More

17

Sep

Expert Help for Google’s 2025 Data Breach Victims

In 2025, Google faced two major crises: a large-scale security incident and a federal jury verdict holding the company liable for privacy violations. Together, these events remind us that even the world's largest corporations are not immune to cyberattacks, legal accountabi...

View More

27

Aug

Two-story blue house with severe roof damage, missing shingles, and exposed wooden beams after a storm.

What Insurance Does and Doesn’t Cover for Roof Damage

Your roof is one of the most important parts of your home. It keeps you safe from rain, snow, wind, and heat. But when it gets damaged, the big question is: Will my insurance pay for it? The answer isn't always simple. Insurance coverage usually applies when roof damage hap...

View More

Category: Property Insurance


08

Aug

Two-story home severely damaged by a storm, with a large tree fallen on the roof and debris scattered around.

Judge's Ruling Could Mean Big Changes for Citizens Insurance

If you live in Florida and have Citizens Property Insurance Corporation, this update could be important for you. A judge just made a big decision: Citizen Property might be doing something unconstitutional when it comes to handling claims disputes with their policyholders (that&r...

View More

Category: Property Insurance


04

Aug

House with severe roof damage; missing shingles and exposed wood after a storm.

Fighting for Coverage: Dealing with Hail & Wind Roof Damage in NY

In New York, we see all kinds of weather. From strong winds to hailstorms, the weather can really hurt our homes, especially the roof. One of the most common problems after a big storm is roof damage. Shingles blow off, leaks start, and sometimes the whole roof needs to be replac...

View More

Category: Property Insurance


25

Jul

Must-Know Information for New York Property Owners: Lightning and Fire Damage

When lightning strikes or a fire happens at your home or business in New York, it can be very scary. You might feel worried about damage to the building, the roof, or the things inside. This guide explains, in simple terms, what you need to know about lightning and fire damage...

View More

Category: Property Insurance


23

Jul

Prepare for Lightning Strikes: Protect Your Home and Coverage

What Happens When Lightning Strikes Lightning is nature's giant spark. In Florida, Texas, and beyond, especially in places like Orlando, Miami, Houston, Dallas, and North Texas, thunderstorms are common, and so are lightning strikes. When lightning hits a house, it c...

View More

Category: Property Insurance


27

Jun

What Property Owners Should Know About Construction Defects

When you own a property, you expect it to be safe and sound. But sometimes, mistakes happen when a home or building is made. These mistakes are called construction defects. Let's look at what they are, the different kinds, who is responsible, how they affect your home&rsqu...

View More

Category: Property Insurance