Blog Category - Property Insurance Page 5

Nov

Prepare for Lightning Strikes: Protect Your Home and Coverage

What Happens When Lightning Strikes Lightning is nature's giant spark. In Florida, Texas, and beyond, especially in places like Orlando, Miami, Houston, Dallas, and North Texas, thunderstorms are common, and so are lightning strikes. When lightning hits a house, it c...

Nov

What Property Owners Should Know About Construction Defects

When you own a property, you expect it to be safe and sound. But sometimes, mistakes happen when a home or building is made. These mistakes are called construction defects. Let’s look at what they are, the different kinds, who is responsible, how they affect your home’s value, s...

Nov

Denied or Delayed? How to Handle Hail Damage Claims in Colorado

Late on Monday night and early Tuesday morning, folks in Northern Colorado were surprised by a powerful storm. It dropped hailstones as big as baseballs - yes, baseballs! This storm rolled through areas like Milliken and near Denver International Airport. It smashed car windows...

Nov

Smoke Damage in New York: What You Should Know About Fire Damage

Fires can be scary. They can happen in houses, apartments, or even big buildings. In New York, where many people live close together, a fire in one place can affect many others nearby. Even if the flames don't reach your home, the smoke can still cause problems. Let's learn more...

Nov

New York Business Owners: How to Handle Property Insurance Claims

Running a business is a difficult job. You have to take care of your customers, your team, and your building or office. That's why it’s important to have commercial property insurance. This type of insurance helps protects your business if something bad happens, like...

Nov

How to Handle Water Damage Insurance Claims in New York

Water damage is a big problem for property owners across New York. From heavy rain and flooding to leaky roofs and burst pipes, water can cause serious harm to buildings. It can ruin walls, floors, furniture, and even make a place unsafe to live or work. If you're dealing ...

Nov

Florida House Bill 1551 Withdrawn: What Florida Attorneys Should Know About Disputed Claims

Let’s talk about a recent proposal in the Florida Legislature: House Bill 1551 (HB 1551). This bill was all about how insurance policies and legal fights over denied claims are handled. Although it was withdrawn from Senate consideration on May 3, 2025, it’s still something atto...

Nov

Understanding Your Options After Texas Hailstorms in 2025

In May 2025, a strong hailstorm hit Texas and New Mexico. It caused a lot of damage and surprised many people. Roads were blanketed in ice-like hailstones, some as large as baseballs. Footage from The Weather Channel shows just how powerful this storm was. But for residents and ...

Nov

Aerial view of waterfront condominiums with boats docked along the marina.

Understanding Condo Association vs. Unit Owner Insurance Duties in Florida

If you live in a condo, you probably enjoy the benefits, like shared pools, gyms, and outdoor areas. But when something breaks or gets damaged, it can be confusing to figure out who’s supposed to fix it. Is it your job? Or is it the Condominium Owner Association’s (COA) responsib...

Nov

Large hailstones on the ground in dry grass after a storm in Colorado.

Are You at Risk? Understanding the Impact of Hailstorms in Colorado!

Did you know that Colorado is one of the worst places in the country for hailstorms? It's true! Hail is when ice balls, called hailstones, fall from the sky during storms, and they can get really big and heavy. Sometimes they're as small as peas, but other times they can be as bi...

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