20

Sep

Two-story brick house with gray roof, white trim, and front porch surrounded by grass and trees.

Florida Homeowners Still Struggling Despite Insurance Changes

In 2023, the Florida Legislature promised to “fix” the Sunshine State’s troubled homeowners insurance market. Governor Ron DeSantis and other leaders said there were too many “frivolous lawsuits. ” They claimed these lawsuits raised insurance premiums. They also said the lawsuits ...

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20

Sep

Two-story blue house with severe roof damage, missing shingles, and exposed wooden beams after a storm.

What Insurance Does and Doesn’t Cover for Roof Damage

Your roof is one of the most important parts of your home. It keeps you safe from rain, snow, wind, and heat. But when it gets damaged, the big question is: Will my insurance pay for it? The answer isn’t always simple. Insurance coverage usually applies when roof damage happens s...

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20

Sep

Two-story home severely damaged by a storm, with a large tree fallen on the roof and debris scattered around.

Judge's Ruling Could Mean Big Changes for Citizens Insurance

If you live in Florida and have Citizens Property Insurance Corporation, this update could be important for you. A judge just made a big decision: Citizen Property might be doing something unconstitutional when it comes to handling claims disputes with their policyholders (that&r...

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20

Sep

House with severe roof damage; missing shingles and exposed wood after a storm.

Fighting for Coverage: Dealing with Hail & Wind Roof Damage in NY

In New York, we see all kinds of weather. From strong winds to hailstorms, the weather can really hurt our homes, especially the roof. One of the most common problems after a big storm is roof damage. Shingles blow off, leaks start, and sometimes the whole roof needs to be replac...

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20

Sep

Must-Know Information for New York Property Owners: Lightning and Fire Damage

When lightning strikes or a fire happens at your home or business in New York, it can be very scary. You might feel worried about damage to the building, the roof, or the things inside. This guide explains, in simple terms, what you need to know about lightning and fire damage...

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20

Sep

Prepare for Lightning Strikes: Protect Your Home and Coverage

What Happens When Lightning Strikes Lightning is nature's giant spark. In Florida, Texas, and beyond, especially in places like Orlando, Miami, Houston, Dallas, and North Texas, thunderstorms are common, and so are lightning strikes. When lightning hits a house, it c...

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20

Sep

What Property Owners Should Know About Construction Defects

When you own a property, you expect it to be safe and sound. But sometimes, mistakes happen when a home or building is made. These mistakes are called construction defects. Let’s look at what they are, the different kinds, who is responsible, how they affect your home’s value, s...

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20

Sep

Denied or Delayed? How to Handle Hail Damage Claims in Colorado

Late on Monday night and early Tuesday morning, folks in Northern Colorado were surprised by a powerful storm. It dropped hailstones as big as baseballs - yes, baseballs! This storm rolled through areas like Milliken and near Denver International Airport. It smashed car windows...

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20

Sep

Smoke Damage in New York: What You Should Know About Fire Damage

Fires can be scary. They can happen in houses, apartments, or even big buildings. In New York, where many people live close together, a fire in one place can affect many others nearby. Even if the flames don't reach your home, the smoke can still cause problems. Let's learn more...

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20

Sep

New York Business Owners: How to Handle Property Insurance Claims

Running a business is a difficult job. You have to take care of your customers, your team, and your building or office. That's why it’s important to have commercial property insurance. This type of insurance helps protects your business if something bad happens, like...

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