Blog Category - Property Insurance Page 4

Nov

Aerial view of downtown Denver with mountains in the background

Exploring the Hidden Causes of High Colorado Home Insurance Rates

(And What You Can Do If Your Claim Is Denied) Imagine this. One week, a Colorado homeowner gets hit by a hailstorm. The roof looks fine from the street, but small cracks are everywhere. A month later, wildfire smoke fills the air and the home smells like a campfire. Then, a bear ...

Nov

Snow-covered pine branches in a winter landscape

What to Do After Winter Storm 2026 Hits Your Property

This guide is written in simple steps you can follow right after a storm, especially if you're dealing with: Frozen pipes (and water pouring into your home) Roof leaks or roof collapse risk from heavy snow/ice Power-outage damage (spoiled food, frozen homes, unsafe heaters...

Nov

A modern circular building under construction with scaffolding and cranes against a bright blue sky.

Understanding Builder’s Risk Insurance for Construction Projects in Illinois and Missouri

When you’re building a new home, store, or big project, a lot can go wrong. Bad weather, fires, or even theft can happen before the building is done. That’s where Builder’s Risk Insurance comes in. It’s also called “course of construction insurance. ” Basically, it helps protect t...

Nov

Brick house with a damaged roof and a fallen tree leaning against the front porch after a storm.

The Real Cost of Neglected Roof Repairs Before Winter

Winter can be brutal on roofs. Small problems today often turn into big, expensive ones once snow, ice, and cold temperatures arrive. At Vargas Gonzalez Delombard, LLP, we help homeowners and business owners handle roof damage, storm damage, and property damage. If you think skip...

Nov

A damaged house with debris scattered outside, “HELP!” painted in large red letters on the roof, and a banner reading “Insurance Delayed, We’re Drained!” hanging over the front porch.

Are Florida Insurance Companies Facing Big Fines?

In 2025, the Florida Office of Insurance Regulation (OIR) announced more than $2 million in fines against eight insurance companies for misconduct. These fines show that state regulators are trying to hold insurers accountable. But they also raise questions about whether the syst...

Nov

Two-story brick house with gray roof, white trim, and front porch surrounded by grass and trees.

Florida Homeowners Still Struggling Despite Insurance Changes

In 2023, the Florida Legislature promised to “fix” the Sunshine State’s troubled homeowners insurance market. Governor Ron DeSantis and other leaders said there were too many “frivolous lawsuits. ” They claimed these lawsuits raised insurance premiums. They also said the lawsuits ...

Nov

Two-story blue house with severe roof damage, missing shingles, and exposed wooden beams after a storm.

What Insurance Does and Doesn’t Cover for Roof Damage

Your roof is one of the most important parts of your home. It keeps you safe from rain, snow, wind, and heat. But when it gets damaged, the big question is: Will my insurance pay for it? The answer isn’t always simple. Insurance coverage usually applies when roof damage happens s...

Nov

Two-story home severely damaged by a storm, with a large tree fallen on the roof and debris scattered around.

Judge's Ruling Could Mean Big Changes for Citizens Insurance

If you live in Florida and have Citizens Property Insurance Corporation, this update could be important for you. A judge just made a big decision: Citizen Property might be doing something unconstitutional when it comes to handling claims disputes with their policyholders (that&r...

Nov

House with severe roof damage; missing shingles and exposed wood after a storm.

Fighting for Coverage: Dealing with Hail & Wind Roof Damage in NY

In New York, we see all kinds of weather. From strong winds to hailstorms, the weather can really hurt our homes, especially the roof. One of the most common problems after a big storm is roof damage. Shingles blow off, leaks start, and sometimes the whole roof needs to be replac...

Nov

Must-Know Information for New York Property Owners: Lightning and Fire Damage

When lightning strikes or a fire happens at your home or business in New York, it can be very scary. You might feel worried about damage to the building, the roof, or the things inside. This guide explains, in simple terms, what you need to know about lightning and fire damage...

Prev 1 2 3 4 5 ... 7 8 Next