08
Aug

How to Fight Back Against Universal Property & Casualty Insurance Denials
When you buy homeowners insurance, you expect protection. But many policyholders say Universal Property & Casualty Insurance Company (UPCIC) has denied their claims unfairly. If your casualty insurance claim was denied, you are not alone. Homeowners in Florida and other state...
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Aug

Snowstorm Damage? Here's How to Handle Insurance Claims in Florida and Texas
Who would've thought we'd be talking about snow in Houston and snow in Pensacola? But here we are. A rare and historic winter storm has struck the Gulf Coast, which covers parts of Texas and Florida with snow and ice. If you're scratching your head wondering how to deal with this...
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Aug

Condo Associations: Struggling with Insurance After Storms? Here's What to Do
As hurricanes Milton and Helene hit, they left behind more than damaged trees and debris; they left communities wondering what to do next. There's an additional layer of chaos for Condominium Owner Associations (COAs). It's not just the damage you have to deal with; you have to d...
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Aug

Denied by Citizens Property Insurance for Your Hurricane Debby Claim? Here’s What to Do
There were thousands of homeowners who filed insurance claims for damages to their property after Hurricane Debby hit Florida in early August 2024. But, seventy-seven percent of hurricane insurance claims were denied by Citizens Property Insurance, one of the largest Florida insu...
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Aug

Do you need help filing an insurance claim after Hurricanes Milton and Helene in Florida?
Two hurricanes hit Florida at the end of September and the beginning of October. Hurricane Helene caused $47. 5 billion in property losses, which is devastating for Floridians. Hurricane Milton destroyed areas in west and central Florida, leaving 2. 2 million people without power...
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Aug

What You Can Do After Lumio Files Chapter 11
There is a solar panel company called Lumio that filed for Chapter 11 bankruptcy on September 4th, 2024. If you're a Lumio customer, you may have questions about warranties, service agreements, and ongoing projects at the top of your mind. Lumio has been sued in a class action, b...
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Aug

Discover how the New Flood Plan of 2024 affects 15 regional areas in Texas
Texas has introduced a new flood plan for 2024 to reduce flood risk and improve flood management practices. The Texas Water Development Board (TWDB) decided that this plan needs to be implemented, and they emphasize a bottom-up, watershed-based approach to reducing floods in Texa...
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Aug

New Guidelines for Public Adjuster Contracts in Florida
The Florida Legislature has updated the layout of contracts for public adjusters. We've broken down Florida Statute 626. 8796 so that these changes will help you stay current with your contracts. Public Adjusters Contract Requirements: Every contract must say &ldqu...
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Aug

Three Must-Do’s After Hurricane Dorian Hits
When it comes to the unpredictable, destructive force of a hurricane, such as Hurricane Dorian, even the best efforts to protect your home or business cannot guarantee protection from damage. To make sure your insurance claim is handled after the storm hits, there are three must...
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Aug

What to Do If Your Homeowner’s Insurance Claim is Denied
In our experience it's typically 30 to 40 days after a major weather event, such as a hurricane, when letters begin filling mailboxes addressed from the homeowners insurance company informing you that your claim has been denied or underpaid. From what we’ve learned fr...
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