08

Aug

An older woman with gray hair and glasses is signing a document with a red pen, while a man in a suit, sits across from her observing. They are in a modern office setting with shelves in the background.

How to Fight Back Against Universal Property & Casualty Insurance Denials

When you buy homeowners insurance, you expect protection. But many policyholders say Universal Property & Casualty Insurance Company (UPCIC) has denied their claims unfairly. If your casualty insurance claim was denied, you are not alone. Homeowners in Florida and other state...

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08

Aug

A row of houses with snow covered roofs and lawns. The houses are two-story with attached garages and front porches. The sky is cloudy.

Snowstorm Damage? Here's How to Handle Insurance Claims in Florida and Texas

Who would've thought we'd be talking about snow in Houston and snow in Pensacola? But here we are. A rare and historic winter storm has struck the Gulf Coast, which covers parts of Texas and Florida with snow and ice. If you're scratching your head wondering how to deal with this...

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08

Aug

A multi-story building with extensive roof damage.

Condo Associations: Struggling with Insurance After Storms? Here's What to Do

As hurricanes Milton and Helene hit, they left behind more than damaged trees and debris; they left communities wondering what to do next. There's an additional layer of chaos for Condominium Owner Associations (COAs). It's not just the damage you have to deal with; you have to d...

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08

Aug

A close-up view of solar panels mounted on a bright red metal roof, under a blue sky with a few white clouds.

Denied by Citizens Property Insurance for Your Hurricane Debby Claim? Here’s What to Do

There were thousands of homeowners who filed insurance claims for damages to their property after Hurricane Debby hit Florida in early August 2024. But, seventy-seven percent of hurricane insurance claims were denied by Citizens Property Insurance, one of the largest Florida insu...

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08

Aug

Palm trees bending in strong winds during a hurricane with rain-soaked ground and low visibility.

Do you need help filing an insurance claim after Hurricanes Milton and Helene in Florida?

Two hurricanes hit Florida at the end of September and the beginning of October. Hurricane Helene caused $47. 5 billion in property losses, which is devastating for Floridians. Hurricane Milton destroyed areas in west and central Florida, leaving 2. 2 million people without power...

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08

Aug

This image shows a house with solar panels on the roof. The house is blue with white trim, and the solar panels are lined up neatly to capture sunlight for energy. The sky is clear and blue.

What You Can Do After Lumio Files Chapter 11

There is a solar panel company called Lumio that filed for Chapter 11 bankruptcy on September 4th, 2024. If you're a Lumio customer, you may have questions about warranties, service agreements, and ongoing projects at the top of your mind. Lumio has been sued in a class action, b...

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08

Aug

The image shows a bright yellow sign with bold blue text that reads FLOOD PLAN 2024. The sign is attached to a pole, and the background features a natural setting with trees and a body of water, possibly a river or lake, suggesting an area prone to flooding.

Discover how the New Flood Plan of 2024 affects 15 regional areas in Texas

Texas has introduced a new flood plan for 2024 to reduce flood risk and improve flood management practices. The Texas Water Development Board (TWDB) decided that this plan needs to be implemented, and they emphasize a bottom-up, watershed-based approach to reducing floods in Texa...

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08

Aug

The image shows a close-up of a person signing a document. The person's hand is holding a black and gold pen, and they are writing their signature on the designated signature line at the bottom of the paper. The document includes some text, but the details are blurred and illegible.

New Guidelines for Public Adjuster Contracts in Florida

The Florida Legislature has updated the layout of contracts for public adjusters. We've broken down Florida Statute 626. 8796 so that these changes will help you stay current with your contracts. Public Adjusters Contract Requirements: Every contract must say &ldqu...

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08

Aug

Three Must-Do’s After Hurricane Dorian Hits

When it comes to the unpredictable, destructive force of a hurricane, such as Hurricane Dorian, even the best efforts to protect your home or business cannot guarantee protection from damage. To make sure your insurance claim is handled after the storm hits, there are three must...

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08

Aug

What to Do If Your Homeowner’s Insurance Claim is Denied

In our experience it's typically 30 to 40 days after a major weather event, such as a hurricane, when letters begin filling mailboxes addressed from the homeowners insurance company informing you that your claim has been denied or underpaid. From what we’ve learned fr...

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