20
Sep

Florida Homeowners Still Struggling Despite Insurance Changes
In 2023, the Florida Legislature promised to “fix” the Sunshine State’s troubled homeowners insurance market. Governor Ron DeSantis and other leaders said there were too many “frivolous lawsuits. ” They claimed these lawsuits raised insurance premiums. They also said the lawsuits ...
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Sep

What Insurance Does and Doesn’t Cover for Roof Damage
Your roof is one of the most important parts of your home. It keeps you safe from rain, snow, wind, and heat. But when it gets damaged, the big question is: Will my insurance pay for it? The answer isn’t always simple. Insurance coverage usually applies when roof damage happens s...
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Sep

Judge's Ruling Could Mean Big Changes for Citizens Insurance
If you live in Florida and have Citizens Property Insurance Corporation, this update could be important for you. A judge just made a big decision: Citizen Property might be doing something unconstitutional when it comes to handling claims disputes with their policyholders (that&r...
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Sep

Fighting for Coverage: Dealing with Hail & Wind Roof Damage in NY
In New York, we see all kinds of weather. From strong winds to hailstorms, the weather can really hurt our homes, especially the roof. One of the most common problems after a big storm is roof damage. Shingles blow off, leaks start, and sometimes the whole roof needs to be replac...
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Sep
Must-Know Information for New York Property Owners: Lightning and Fire Damage
When lightning strikes or a fire happens at your home or business in New York, it can be very scary. You might feel worried about damage to the building, the roof, or the things inside. This guide explains, in simple terms, what you need to know about lightning and fire damage...
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Sep
Prepare for Lightning Strikes: Protect Your Home and Coverage
What Happens When Lightning Strikes Lightning is nature's giant spark. In Florida, Texas, and beyond, especially in places like Orlando, Miami, Houston, Dallas, and North Texas, thunderstorms are common, and so are lightning strikes. When lightning hits a house, it c...
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Sep
What Property Owners Should Know About Construction Defects
When you own a property, you expect it to be safe and sound. But sometimes, mistakes happen when a home or building is made. These mistakes are called construction defects. Let’s look at what they are, the different kinds, who is responsible, how they affect your home’s value, s...
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Sep
Denied or Delayed? How to Handle Hail Damage Claims in Colorado
Late on Monday night and early Tuesday morning, folks in Northern Colorado were surprised by a powerful storm. It dropped hailstones as big as baseballs - yes, baseballs! This storm rolled through areas like Milliken and near Denver International Airport. It smashed car windows...
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Sep
Smoke Damage in New York: What You Should Know About Fire Damage
Fires can be scary. They can happen in houses, apartments, or even big buildings. In New York, where many people live close together, a fire in one place can affect many others nearby. Even if the flames don't reach your home, the smoke can still cause problems. Let's learn more...
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Sep
New York Business Owners: How to Handle Property Insurance Claims
Running a business is a difficult job. You have to take care of your customers, your team, and your building or office. That's why it’s important to have commercial property insurance. This type of insurance helps protects your business if something bad happens, like...
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