02
Nov
Time Is Running Out: Hurricane Claim Deadlines Are Approaching for FL and TX Homeowners
The 2024 hurricane season caused major storm damage across Florida, Texas, and other parts of the South. Hurricanes Beryl, Helene, and Milton left many homeowners and business owners dealing with roof damage, flooding, water intrusion, broken windows, and expensive repairs. Even ...
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Nov
Don't Let Lithium-Ion Batteries Cause Costly Fire Claims
Lithium-ion batteries are everywhere today. They power residential energy systems, commercial buildings, and solar battery storage systems. These batteries help make life easier, but when battery failure happens, the results can be dangerous and expensive. Battery-related fires a...
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Nov
What to Do After the 2026 Texas & Missouri Hailstorms hit
Severe storms hit parts of Texas and Missouri in late April 2026. These storms were strong and dangerous. In North Texas, tornadoes reached up to 135 miles per hour. Sadly, at least two people lost their lives, and many others were hurt. Some families had to leave their home...
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Nov
Builder’s Risk Insurance: Why Colorado Owners and Contractors Need It
Building a home, hotel, office, or apartment project in Denver or anywhere in Colorado can be exciting. But construction projects can also face big problems. Hailstorms, snow, wind, theft, fire, and water damage can happen before the job is finished. That is why many owners, deve...
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Nov
Do You Have to Replace Your Roof After 15 Years in Florida? (What the Law Actually Says)
2026 insurance-market update: Florida law does not require every homeowner to replace a roof once it turns 15 years old. However, recent reporting indicates that some insurers are increasingly using 15 years as an underwriting, eligibility, or pricing benchmark for asphalt-shing...
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Nov
The Dos and Don'ts of Home Improvement Financing for Homeowners
Fixing your home can feel exciting. Maybe you need a new roof, a new AC system, or better windows. These upgrades can make your home safer and more comfortable. But home projects can cost a lot of money. That’s why many contractors offer financing. They may say things like: “No...
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Nov
Texas Tornado Damage: How New Court Ruling Could Impact Your Wallet
(Understanding how a recent decision may affect your homeowners policy and how courts interpret the term windstorm after a tornado outbreak) If a tornado hits your home in Texas, you may end up paying more out of pocket than you expected. That's because of a recent decision...
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Nov
Everything Property Owners Need to Know About Builder’s Risk Insurance in Texas
From hailstorms in Dallas to hurricanes along the Gulf Coast, construction projects in Texas face serious risks. Texas consistently experiences some of the highest levels of weather-related property damage in the country, with billions of dollars lost each year due to storms, win...
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Nov
Big Changes Coming to Building Damage Evaluations in Florida
A new rule proposed in Florida could change how engineers evaluate building damage after storms, fires, and other disasters. The rule is being considered by the Florida Board of Professional Engineers (FBPE). It is called Rule Chapter 61G15-38, and it focuses on how engineers ass...
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Nov
Florida’s HB 459: Why the Proposed Changes to Property Insurance Claims Failed and What Homeowners Need Now
Florida lawmakers regularly consider new ways to handle property insurance disputes, especially after large storm seasons and continuing market volatility. One proposal that drew attention was HB 459, a bill that would have shifted many disputed property insurance claims into an ...
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