08
Aug
The Real Cost of Neglected Roof Repairs Before Winter
Winter can be brutal on roofs. Small problems today often turn into big, expensive ones once snow, ice, and cold temperatures arrive. At Vargas Gonzalez Delombard, LLP, we help homeowners and business owners handle roof damage, storm damage, and property damage. If you think skip...
View More08
Aug
Are Florida Insurance Companies Facing Big Fines?
In 2025, the Florida Office of Insurance Regulation (OIR) announced more than $2 million in fines against eight insurance companies for misconduct. These fines show that state regulators are trying to hold insurers accountable. But they also raise questions about whether the syst...
View More08
Aug
Florida Homeowners Still Struggling Despite Insurance Changes
Florida Homeowners Still Struggling Despite Insurance Changes In 2023, the Florida Legislature promised to “fix” the Sunshine State's troubled homeowners insurance market. Governor Ron DeSantis and other leaders said there were too many “frivolous lawsuits...
View More08
Aug
What Insurance Does and Doesn’t Cover for Roof Damage
Your roof is one of the most important parts of your home. It keeps you safe from rain, snow, wind, and heat. But when it gets damaged, the big question is: Will my insurance pay for it? The answer isn't always simple. Insurance coverage usually applies when roof damage hap...
View More08
Aug
Judge's Ruling Could Mean Big Changes for Citizens Insurance
If you live in Florida and have Citizens Property Insurance Corporation, this update could be important for you. A judge just made a big decision: Citizen Property might be doing something unconstitutional when it comes to handling claims disputes with their policyholders (that&r...
View More08
Aug
Fighting for Coverage: Dealing with Hail & Wind Roof Damage in NY
In New York, we see all kinds of weather. From strong winds to hailstorms, the weather can really hurt our homes, especially the roof. One of the most common problems after a big storm is roof damage. Shingles blow off, leaks start, and sometimes the whole roof needs to be replac...
View More08
Aug
Must-Know Information for New York Property Owners: Lightning and Fire Damage
When lightning strikes or a fire happens at your home or business in New York, it can be very scary. You might feel worried about damage to the building, the roof, or the things inside. This guide explains, in simple terms, what you need to know about lightning and fire damage...
View More08
Aug
Prepare for Lightning Strikes: Protect Your Home and Coverage
What Happens When Lightning Strikes Lightning is nature's giant spark. In Florida, Texas, and beyond, especially in places like Orlando, Miami, Houston, Dallas, and North Texas, thunderstorms are common, and so are lightning strikes. When lightning hits a house, it c...
View More08
Aug
What Property Owners Should Know About Construction Defects
When you own a property, you expect it to be safe and sound. But sometimes, mistakes happen when a home or building is made. These mistakes are called construction defects. Let's look at what they are, the different kinds, who is responsible, how they affect your home&rsqu...
View More08
Aug
Denied or Delayed? How to Handle Hail Damage Claims in Colorado
Late on Monday night and early Tuesday morning, folks in Northern Colorado were surprised by a powerful storm. It dropped hailstones as big as baseballs - yes, baseballs! This storm rolled through areas like Milliken and near Denver International Airport. It smashed car windows...
View More