12

Oct

Aerial view of homes and debris after severe hurricane or storm damage.

Don’t Settle for Less: ACV vs. Replacement Cost Roof Coverage

When a storm damages your roof, you may think your insurance company will pay to replace it. But in 2026, some homeowners may be surprised to learn that their policy may not cover the full cost of a new roof. A new federal update now allows Fannie Mae and Freddie Mac to accept ce...

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12

Oct

A house on a street next to a palm tree

Florida Property Insurance Rates on the Decline

For years, many Florida homeowners have watched their property insurance bills climb higher and higher. Between hurricanes, rising repair costs, and changes in the insurance market, many families have struggled to keep up with expensive premiums. Now, there is some good news. Som...

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12

Oct

Large hailstones covering the ground after a severe thunderstorm in Texas or Colorado.

Texas and Colorado Property Owners: How to Respond to Severe Hail Storms

Severe weather is once again affecting many parts of the United States. This June, powerful storms are bringing large hail, heavy rain, damaging winds, and possible flooding to states like Texas and Colorado. Weather experts say these storms can damage homes, businesses, and vehi...

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12

Oct

Large tornado moving across an open landscape during a severe weather outbreak with damaging winds and storm conditions.

Chaos in Illinois After Powerful Tornado in 2026

On June 17, 2026, a powerful storm system moved across Illinois, bringing severe thunderstorms, strong winds, large hail, and several tornadoes. The dangerous weather left a path of destruction across multiple communities and prompted tornado warnings throughout the state. In som...

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12

Oct

Dark storm clouds and lightning approaching a residential neighborhood as severe weather threatens homes.

Severe Weather and Extreme Heat Are Hitting the U.S. What Homeowners Need to Know

As summer begins, many parts of the United States are already dealing with dangerous weather. Severe thunderstorms, flash flooding, tornadoes, and extreme heat are affecting millions of people from coast to coast. According to recent weather reports, more severe weather is expect...

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12

Oct

Satellite view of a powerful hurricane over the Atlantic Ocean during hurricane season.

Prepare for the 2026 Hurricane Season in Florida

The 2026 Atlantic hurricane season officially began on June 1 and runs through November 30. While experts are predicting a below-normal season this year, Florida property owners should not let their guard down. According to the National Oceanic and Atmospheric Administration (NOA...

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12

Oct

Flooded homes after severe hurricane storm damage

Time Is Running Out: Hurricane Claim Deadlines Are Approaching for FL and TX Homeowners

The 2024 hurricane season caused major storm damage across Florida, Texas, and other parts of the South. Hurricanes Beryl, Helene, and Milton left many homeowners and business owners dealing with roof damage, flooding, water intrusion, broken windows, and expensive repairs. Even ...

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12

Oct

A large building completely on fire at night, showing how dangerous and fast battery fires can spread.

Don't Let Lithium-Ion Batteries Cause Costly Fire Claims

Lithium-ion batteries are everywhere today. They power residential energy systems, commercial buildings, and solar battery storage systems. These batteries help make life easier, but when battery failure happens, the results can be dangerous and expensive. Battery-related fires a...

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12

Oct

Trees getting rained on in a forrest

What to Do After the 2026 Texas & Missouri Hailstorms hit

Severe storms hit parts of Texas and Missouri in late April 2026. These storms were strong and dangerous. In North Texas, tornadoes reached up to 135 miles per hour. Sadly, at least two people lost their lives, and many others were hurt. Some families had to leave their home...

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12

Oct

Denver, Colorado skyline at sunset with downtown office buildings and colorful clouds.

Builder’s Risk Insurance: Why Colorado Owners and Contractors Need It

Building a home, hotel, office, or apartment project in Denver or anywhere in Colorado can be exciting. But construction projects can also face big problems. Hailstorms, snow, wind, theft, fire, and water damage can happen before the job is finished. That is why many owners, deve...

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